Freelancers
Lumpy income, deductible expenses, quarterly taxes. Meadow keeps it all sorted without a spreadsheet.
Calm control over your money
Money,
minus the
mystery.
Meadow tracks every purchase automatically and shows you exactly where last month's paycheck went — so this month goes better.
“Three weeks in, I found $180/month I didn't know I was spending.” Jamie K. — Meadow member since 2024
Total balance
$8,420.50
+12% vs last month
September budget68% used
Rent & home $1,480
Groceries $412
Dining out $236
WF Whole Foods Market Groceries -$62.14
SP Spotify Subscriptions -$9.99
AC Paycheck — Acme Co. Income +$2,400.00
As seen in
MoneyTalkThe Weekly LedgerFinPressBudget DailyModern MoneyThe Spend ReportMoneyTalkThe Weekly LedgerFinPressBudget DailyModern MoneyThe Spend Report
Who it's for
Built for how you actually spend
Couples
One shared view of household spending. Split what you share, keep the rest private.
Small business owners
Separate business from personal automatically, and export clean reports your accountant will love.
See spending as it happens
Every card swipe shows up in your feed within seconds — categorized, tallied, and easy to scan.
Try it freeLive feed
updating WF Whole Foods Market Groceries · just now -$62.14
SP Spotify Subscriptions · just now -$9.99
AC Paycheck — Acme Co. Income · just now +$2,400.00
BB Blue Bottle Coffee Dining out · just now -$7.50
Set a budget and stick to it
Pick a monthly number per category. Meadow tracks the pace so month-end is never a surprise.
Try it freeSeptember budgets
Rent & home$1,480 · 84%
Groceries$412 · 48%
Dining out$236 · 30%
Transport$118 · 18%
Get notified before you overspend
A quiet heads-up when a category is trending hot — while there is still time to slow down.
Try it free Dining out is running hot You've used 82% of the budget with 12 days left. ~$3/day keeps you on pace.
New recurring charge found CloudDrive Pro — $4.99/mo, that's $59.88/year.
Split and track shared expenses
Rent, groceries, trips. Everyone sees the same ledger, and nobody chases anybody for money.
Try it freeApartment 4B · shared
SR DRRent — September$1,480 · split 50/50
Groceries this week$96.40 · Sofia paid
Utilities$84.20 · Dan paid
Dan owes Sofia $6.10 — all settled up otherwise
How it works
Three steps to calmer money
Today
WF Whole Foods Market Groceries -$62.14
SP Spotify Subscriptions -$9.99
AC Paycheck — Acme Co. Income +$2,400.00
BB Blue Bottle Coffee Dining out -$7.50
Auto-categorized · nothing to file
Everything included
Built to handle the boring parts
Bank-level encryption
Your data is encrypted in transit and at rest. We can’t sell what we can’t read.
Automatic categorization
Every transaction lands in the right bucket without you lifting a finger.
Real-time alerts
Know the moment a big charge hits — or a budget starts running hot.
Recurring-charge detection
Meadow spots subscriptions you forgot about and shows what they cost per year.
Multi-currency support
Spend in dollars, euros, or som — everything converts to one clear total.
Exportable reports
One tap to a clean CSV or PDF for your accountant, landlord, or future self.
Customer story
Aliya went from “where did it all go?” to a 6-month emergency fund.
“I'm a freelancer, so my income jumps around. Meadow showed me my real monthly baseline for the first time. I cut the leaks, kept the fun stuff, and started actually saving.”
3.2x
more saved per month after 90 days
40%
fewer surprise charges caught by alerts
Pricing
Simple plans, honest prices
Start free forever. Upgrade when you want more — cancel in two taps anytime.
Free
For getting a handle on things
$0 / forever
- Automatic transaction tracking
- One monthly budget
- Spending by category
- Connect up to 2 accounts
Plus
For taking real control
$6 / month
- Everything in Free
- Unlimited budgets & accounts
- Real-time overspend alerts
- Recurring-charge detection
- Exportable reports (CSV & PDF)
- Multi-currency support
Family
For households & partners
$12 / month
- Everything in Plus
- Up to 5 members
- Shared budgets & ledgers
- Automatic expense splitting
- Private personal spaces
Testimonials
People keep more of their money
“I finally know what I actually make per month after expenses. That number changed how I price projects.”
“The recurring-charge detector found $43/month of subscriptions I forgot existed. Paid for itself in week one.”
“We stopped having the “who spent what” conversation. It’s all just there, split fairly, no arguing.”
“Business and personal used to be one messy pile. Now my accountant gets a clean export and I get my Sundays back.”
“The overspend alerts are gentle but they work. I’ve stayed under my food budget three months straight.”
“Multi-currency actually works. I spend in four currencies and see one honest total at home.”
FAQ
Fair questions, straight answers
Is my financial data safe with Meadow?
Yes. Connections use bank-level 256-bit encryption and read-only access — Meadow can see transactions but can never move money. We never sell your data, and you can delete your account and all data at any time.
How does Meadow connect to my bank?
Meadow links to over 12,000 banks through trusted, regulated connection providers. You log in through your bank’s own secure flow — we never see or store your bank password.
What does Meadow cost?
The Free plan covers automatic tracking and one budget, forever. Plus is $6/month with unlimited budgets, alerts, and reports. Family adds shared ledgers for up to 5 people at $12/month. Paid plans include a 30-day free trial.
What do you do with my data?
We use it to show you your own finances — that’s it. No ads, no selling to third parties, no “anonymized” data sharing. Our only revenue is subscriptions, so you are the customer, not the product.
Can I cancel anytime?
Yes, in two taps from settings — no emails, no phone calls, no retention offers. Your data stays available on the Free plan, or you can export everything and delete your account.
Resources
Sharper with money, weekly
Know where every
dollar goes.
Set up takes about 90 seconds. Free forever, no card required.
Get started free 90-second setupBank-level encryptionFree forever, no card needed